Table games winnings tax in Montana
Montana taxes table game winnings as ordinary income at graduated rates from 4.7% to 5.65%.
Updated · 2026 tax rules · How we calculate
You keep
$4,152
Cash at payout
$5,000
Total tax
$848
Due when you file
$848
- Form W-2G
- No
- Federal withholding at payout
- $0
- Federal tax on the winnings
- $600
- State tax
- $248
- Still to pay when you file
- $848
- You keep
- $4,152
Table games winnings are not reported on a W-2G. They are still taxable, and you report them yourself.
Table games winnings aren't subject to regular federal withholding, whatever the amount. Tax is still owed when you file.
Winnings are ordinary income stacked on your other $60,000. Your top dollar lands in the 12% bracket.
Montana taxes gambling winnings as ordinary income.
Tax owed ($848) minus what was withheld ($0). Set this aside. A large balance can also mean an underpayment penalty unless you make an estimated payment.
$5,000 minus $848 in federal and state tax: an effective rate of 17%.
An estimate for 2026, not tax advice. It treats this win as your only gambling income for the year and leaves out local income taxes. Nothing you enter leaves your browser.
The rules
- Montana tax
- Montana taxes table game winnings as ordinary income at graduated rates from 4.7% to 5.65%.[1]
- Federal tax form
- Casinos generally don't issue a W-2G for blackjack, craps, roulette or baccarat winnings. They are still fully taxable, and you report them yourself.[2]Unverified
- Federal withholding
- Table game winnings aren't subject to regular gambling withholding in practice.[2]Unverified
- Montana withholding
- No Montana withholding requirement for table game winnings. Tax is due when you file.[3]Unverified
- Gambling losses
- Montana starts from federal taxable income, so gambling losses count only if you itemize federally, with the federal 90% limit.[4]
- Visitors
- Montana taxes nonresidents on table game winnings won there, so visitors may need to file a nonresident return.[4]
- Where to play
- Montana has casinos.[5]Unverified
What you keep at different amounts
For a single filer with $60,000 of other income and no gambling losses, living and winning in Montana.
| Won | Form | Withheld | Federal tax | State tax | You keep |
|---|---|---|---|---|---|
| $1,500 | No | $0 | $180 | $71 | $1,250 |
| $2,000 | No | $0 | $240 | $94 | $1,666 |
| $5,000 | No | $0 | $600 | $248 | $4,152 |
| $10,000 | No | $0 | $1,550 | $531 | $7,919 |
| $100,000 | No | $0 | $22,114 | $5,616 | $72,270 |
Questions
- How much is Montana tax on table game winnings?
- Montana taxes table game winnings as ordinary income at graduated rates from 4.7% to 5.65%.[1]
- Does Montana withhold tax from table game winnings?
- Montana has no withholding requirement for table game winnings. Tax is due when you file.[3]Unverified
- Do visitors pay Montana tax on table game winnings?
- Montana taxes nonresidents on table game winnings won there, so visitors may need to file a nonresident return.[4]
More for Montana
All of Montana's gambling tax rules · Table games in every state
Sources
- [1] Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 · checked September 22, 2026
- [2] IRS, Instructions for Forms W-2G and 5754 (01/2026) · checked September 22, 2026
- [3] MCA 15-30-2522 Withholding of lottery winnings · checked September 22, 2026
- [4] MCA 15-30-2101 Definitions · checked September 22, 2026
- [5] Sports Bet Montana · checked September 22, 2026