Lottery winnings tax in Missouri
Missouri Lottery prizes are taxable unless they total less than $600 for the year.
Updated · 2026 tax rules · How we calculate
You keep
$37,300
Cash at payout
$36,000
Total tax
$12,700
Over-withheld
$1,300
- Form W-2G
- Yes
- Federal withholding at payout
- $12,000
- Federal tax on the winnings
- $10,350
- State tax
- $2,350
- Missouri withholding at payout
- $2,000
- Over-withheld
- $1,300
- You keep
- $37,300
$50,000 is at or above the $2,000 reporting threshold, so the payer files a W-2G with the IRS and gives you a copy.
The payer holds back 24% of winnings over $5,000 and sends it to the IRS. It's a prepayment, not the final tax.
Winnings are ordinary income stacked on your other $60,000. Your top dollar lands in the 22% bracket.
Missouri taxes gambling winnings as ordinary income.
Missouri requires the payer to hold back 4% for state tax.
More was withheld than these winnings add to your tax. The difference reduces what you owe on the rest of your return, or comes back as a refund.
$50,000 minus $12,700 in federal and state tax: an effective rate of 25.4%.
An estimate for 2026, not tax advice. It treats this win as your only gambling income for the year and leaves out local income taxes. Nothing you enter leaves your browser.
The rules
- Missouri tax
- Missouri Lottery prizes are taxable unless they total less than $600 for the year.[1]
- Federal tax form
- Lottery prizes of $2,000 or more that are at least 300 times the ticket price are reported on a W-2G. The threshold was $600 before 2026.[2]
- Federal withholding
- 24% is withheld from lottery prizes of more than $5,000 (minus the ticket price). No 300x test applies to lotteries.[4]
- Missouri withholding
- Missouri withholds 4% on lottery winnings of $600 or more.[5]Unverified
- Gambling losses
- You can deduct gambling losses only by itemizing on Form MO-A, and only if you itemized federally. Missouri uses your allowable federal itemized deductions, so the 90% limit carries over.[6]
- Visitors
- Missouri taxes nonresidents on lottery winnings won there, so visitors may need to file a nonresident return.[7]
- Where to play
- Missouri runs a state lottery.[8]Unverified
What you keep at different amounts
For a single filer with $60,000 of other income and no gambling losses, living and winning in Missouri.
| Won | W-2G | Withheld | Federal tax | State tax | You keep |
|---|---|---|---|---|---|
| $1,500 | No | $60 | $180 | $71 | $1,250 |
| $2,000 | Yes | $80 | $240 | $94 | $1,666 |
| $10,000 | Yes | $2,800 | $1,550 | $470 | $7,980 |
| $50,000 | Yes | $14,000 | $10,350 | $2,350 | $37,300 |
| $100,000 | Yes | $28,000 | $22,114 | $4,700 | $73,186 |
Assumes a $2 ticket price, so the 300x test is met at every amount shown.
Questions
- How much is Missouri tax on lottery winnings?
- Missouri Lottery prizes are taxable unless they total less than $600 for the year.[1]
- Does Missouri withhold tax from lottery winnings?
- Missouri withholds 4% on lottery winnings of $600 or more.[5]Unverified
- Do visitors pay Missouri tax on lottery winnings?
- Missouri taxes nonresidents on lottery winnings won there, so visitors may need to file a nonresident return.[7]
More for Missouri
All of Missouri's gambling tax rules · Lottery in every state
Sources
- [1] RSMo 313.321 · checked September 22, 2026
- [2] IRS, Instructions for Forms W-2G and 5754 (01/2026) · checked September 22, 2026
- [3] Federal Register, REG-113229-25 proposed rule (Apr. 17, 2026) · checked September 22, 2026
- [4] 26 U.S. Code § 3402 (withholding) · checked September 22, 2026
- [5] RSMo 313.826 (casino) and RSMo 313.321 (lottery) · checked September 22, 2026
- [6] RSMo 143.141 - Missouri itemized deduction · checked September 22, 2026
- [7] RSMo 143.181 - Missouri source income of nonresidents · checked September 22, 2026
- [8] St. Louis Public Radio, Missouri sports betting launch (December 1, 2025) · checked September 22, 2026