What you keep from a gambling win in every state
The same win is worth different amounts depending on where you live. Federal tax is the same everywhere; state tax is not. Here is what a resident of each state keeps from a $10,000 sports bet and from a $1 million lottery prize.
Updated · 2026 tax rules · How we calculate
$875
More kept from a $10,000 sports bet in the 9 states with no income tax than in Oregon, the least of any state
$103,177
Hawaii's tax on a $1 million lottery prize, the most of any state
10
States that take nothing from a $1 million lottery prize: the 9 with no income tax, plus California, which exempts its own lottery
For a single filer with $60,000 of other income and no gambling losses, living and winning in the same state, 2026 rules. State tax only; city and county income taxes are not included.
The ranking
Rank 1 keeps the most. States that keep the same amount share a rank. Select a heading to sort; select a state for its rules and a calculator.
| Top rate | |||||||
|---|---|---|---|---|---|---|---|
| Rank | State tax | You keep | Rank | State tax | You keep | ||
| Alaska | None | 1 | $0 | $8,450 | 1 | $0 | $662,820 |
| Florida | None | 1 | $0 | $8,450 | 1 | $0 | $662,820 |
| Nevada | None | 1 | $0 | $8,450 | 1 | $0 | $662,820 |
| New Hampshire | None | 1 | $0 | $8,450 | 1 | $0 | $662,820 |
| South Dakota | None | 1 | $0 | $8,450 | 1 | $0 | $662,820 |
| Tennessee | None | 1 | $0 | $8,450 | 1 | $0 | $662,820 |
| Texas | None | 1 | $0 | $8,450 | 1 | $0 | $662,820 |
| Washington | None | 1 | $0 | $8,450 | 1 | $0 | $662,820 |
| Wyoming | None | 1 | $0 | $8,450 | 1 | $0 | $662,820 |
| North Dakota | 2.5% | 10 | $106 | $8,344 | 11 | $23,806 | $639,014 |
| Arizona | 2.5% | 11 | $250 | $8,200 | 12 | $25,000 | $637,820 |
| Ohio * | 2.75% | 12 | $275 | $8,175 | 13 | $27,500 | $635,320 |
| Indiana * | 2.95% | 13 | $295 | $8,155 | 14 | $29,500 | $633,320 |
| Louisiana | 3% | 14 | $300 | $8,150 | 15 | $30,000 | $632,820 |
| Mississippi | 4% | 14 | $300 | $8,150 | 21 | $40,000 | $622,820 |
| Pennsylvania * | 3.07% | 16 | $307 | $8,143 | 16 | $30,700 | $632,120 |
| Kentucky | 3.5% | 17 | $350 | $8,100 | 17 | $35,000 | $627,820 |
| Arkansas | 3.7% | 18 | $370 | $8,080 | 18 | $37,000 | $625,820 |
| Rhode Island | 5.99% | 19 | $375 | $8,075 | 39 | $57,743 | $605,077 |
| Iowa * | 3.8% | 20 | $380 | $8,070 | 19 | $38,000 | $624,820 |
| North Carolina | 3.99% | 21 | $399 | $8,051 | 20 | $39,900 | $622,920 |
| Michigan * | 4.25% | 22 | $425 | $8,025 | 22 | $42,500 | $620,320 |
| Colorado | 4.4% | 23 | $440 | $8,010 | 23 | $44,000 | $618,820 |
| Utah | 4.45% | 24 | $445 | $8,005 | 24 | $44,500 | $618,320 |
| Oklahoma | 4.5% | 25 | $450 | $8,000 | 25 | $45,000 | $617,820 |
| West Virginia | 4.58% | 26 | $451 | $7,999 | 27 | $45,793 | $617,027 |
| Nebraska | 4.55% | 27 | $455 | $7,995 | 26 | $45,500 | $617,320 |
| Missouri | 4.7% | 28 | $470 | $7,980 | 28 | $47,000 | $615,820 |
| New Mexico | 5.9% | 28 | $470 | $7,980 | 37 | $57,294 | $605,526 |
| Wisconsin | 7.65% | 30 | $471 | $7,979 | 44 | $69,687 | $593,133 |
| Maryland * | 6.5% | 31 | $475 | $7,975 | 40 | $59,373 | $603,447 |
| Illinois | 4.95% | 32 | $495 | $7,955 | 29 | $49,500 | $613,320 |
| Georgia | 4.99% | 33 | $499 | $7,951 | 30 | $49,900 | $612,920 |
| Alabama | 5% | 34 | $500 | $7,950 | 31 | $50,000 | $612,820 |
| Connecticut | 6.99% | 34 | $500 | $7,950 | 43 | $67,571 | $595,249 |
| Massachusetts | 9% | 34 | $500 | $7,950 | 31 | $50,000 | $612,820 |
| South Carolina | 5.21% | 37 | $521 | $7,929 | 33 | $52,100 | $610,720 |
| Idaho | 5.3% | 38 | $530 | $7,920 | 34 | $53,000 | $609,820 |
| Montana | 5.65% | 39 | $531 | $7,919 | 36 | $56,466 | $606,354 |
| New York * | 10.9% | 40 | $540 | $7,910 | 42 | $66,804 | $596,015 |
| New Jersey | 10.75% | 41 | $553 | $7,898 | 46 | $79,149 | $583,671 |
| Kansas | 5.58% | 42 | $558 | $7,892 | 35 | $55,800 | $607,020 |
| Virginia | 5.75% | 43 | $575 | $7,875 | 38 | $57,500 | $605,320 |
| Vermont | 8.75% | 44 | $584 | $7,866 | 47 | $84,367 | $578,453 |
| Delaware | 6.6% | 45 | $626 | $7,824 | 41 | $65,966 | $596,854 |
| District of Columbia | 10.75% | 46 | $650 | $7,800 | 48 | $93,791 | $569,029 |
| Maine | 9.15% | 47 | $675 | $7,775 | 45 | $72,177 | $590,643 |
| Minnesota | 9.85% | 48 | $680 | $7,770 | 49 | $94,651 | $568,168 |
| California | 13.3% | 49 | $735 | $7,715 | 1 | $0 | $662,820 |
| Hawaii | 11% | 50 | $760 | $7,690 | 51 | $103,177 | $559,643 |
| Oregon * | 9.9% | 51 | $875 | $7,575 | 50 | $98,219 | $564,601 |
* Cities or counties in Ohio, Indiana, Pennsylvania, Iowa, Michigan, Maryland, New York, Oregon add their own income tax, which isn't included. Federal tax is $1,550 on the sports bet and $337,180 on the lottery prize in every state.
What stands out
- Top rates mislead. A $10,000 win on top of a $60,000 income lands in each state's middle brackets, so a state with a high top rate can rank well on the sports bet and badly on the jackpot, where the top rate applies to nearly all of it.
- California ranks 49 of 51 on the sports bet but ties for first on the lottery prize: Yes. California Lottery prizes are fully exempt, including Powerball and Mega Millions tickets bought through the California Lottery. Other states' lottery prizes are taxable.[1]
- Withholding is not the tax. Sportsbooks and lotteries withhold a flat share at payout; what you owe is settled on your return. See withholding vs. tax owed.
- Losses don't change the ranking here because the examples assume none. With losses, the 90% loss rule and each state's own loss rules matter a lot.
How it's calculated
Every figure comes from the same engine as the calculator, using 2026 federal brackets[2] and the standard deduction[2], and each state's rates, exemptions and flat gambling taxes as published by its revenue department. The tax shown is the extra tax the win adds to a return for a single filer with $60,000 of other income and no gambling losses, living and winning in the same state, 2026 rules. State tax only; city and county income taxes are not included. Each state's sources are on its page, and the methodology page covers the rest. Rules last checked October 2, 2026.
Use this data
Free to republish, in full or in part, with credit to WinningsTax and a link to this page (CC BY 4.0).
- Download the data (CSV), one row per state.
- Suggested citation:
WinningsTax, "What you keep from a gambling win in every state" (2026), https://www.winningstax.com/gambling-tax-rankings
- Writing about gambling taxes? The press page has key figures and contact details.
Sources
- [1] FTB 2025 Instructions for Schedule CA (540), line 8b · checked September 22, 2026
- [2] IRS, Rev. Proc. 2025-32 (2026 inflation adjustments) · checked September 22, 2026
- [3] IRS, IR-2025-103: 2026 inflation adjustments · checked September 22, 2026