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WinningsTax

South Dakota gambling winnings tax calculator

South Dakota has no personal income tax, so it doesn't tax gambling winnings.

Updated · 2026 tax rules · How we calculate

$
$
$
$
More options
$

You keep

$8,450

Cash at payout

$7,600

Total tax

$1,550

Over-withheld

$850

Form W-2G
Yes

$10,000 is at or above the $2,000 reporting threshold, so the payer files a W-2G with the IRS and gives you a copy.

Federal withholding at payout
$2,400

The payer holds back 24% of winnings over $5,000 and sends it to the IRS. It's a prepayment, not the final tax.

Federal tax on the winnings
$1,550

Winnings are ordinary income stacked on your other $60,000. Your top dollar lands in the 22% bracket.

State tax
$0

South Dakota has no personal income tax.

Over-withheld
$850

More was withheld than these winnings add to your tax. The difference reduces what you owe on the rest of your return, or comes back as a refund.

You keep
$8,450

$10,000 minus $1,550 in federal and state tax: an effective rate of 15.5%.

An estimate for 2026, not tax advice. It treats this win as your only gambling income for the year and leaves out local income taxes. Nothing you enter leaves your browser.

How South Dakota taxes gambling winnings

State income tax
South Dakota has no personal income tax, so it doesn't tax gambling winnings.[1]
Legal gambling
Sports betting: legal in person only. State lottery: yes. Casinos: yes. Online casino: not legal.[2]

Also worth knowing

  • Sports betting is limited to Deadwood and tribal casinos. Mobile betting works only on casino premises, not statewide.[2]

Examples by game

For a single filer with $60,000 of other income and no gambling losses, living and winning in South Dakota.

GameWonWithheldFederal taxState taxYou keep
Sports betting$10,000$2,400$1,550$0$8,450
Casino and slots$5,000$0$600$0$4,400
Table games$5,000$0$600$0$4,400
Poker tournaments$20,000$0$3,750$0$16,250
Lottery$50,000$12,000$10,350$0$39,650
Daily fantasy sports$5,000$0$600$0$4,400
Horse racing$8,000$1,920$1,110$0$6,890

Questions

Does South Dakota tax gambling winnings?
No. South Dakota has no personal income tax. You still owe federal tax.[1]

South Dakota by game

Sources

  1. [1] Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 · checked September 22, 2026
  2. [2] American Gaming Association, South Dakota Gaming Regulatory Fact Sheet (2025) · checked September 22, 2026